/* template_38 — Pearl Onyx
   Art Deco / 1920s Grand Hotel: deep onyx black + pearl + emerald + champagne.
   Geometric chevron patterns, engraved corners, uppercase tracked-out headlines.
   All colors via CSS variables — overridable per-offer via {{ offer.brand_color }}.
*/

:root {
  /* Surface — deep onyx */
  --bg-base: #0a0a0c;
  --bg-1: #131318;
  --bg-2: #1c1c22;
  --bg-3: #26262e;
  --bg-elevated: #1a1a22;
  --border-soft: rgba(212, 175, 122, 0.14);
  --border-strong: rgba(212, 175, 122, 0.32);
  --hairline: rgba(245, 243, 236, 0.08);

  /* Text */
  --text-1: #f5f3ec;       /* pearl */
  --text-2: #b3afa0;
  --text-3: #6e6a5d;       /* dusk */
  --text-on-accent: #0a0a0c;

  /* Deco accents (overridable) */
  --accent: #00b388;        /* emerald */
  --accent-2: #d4af7a;       /* champagne */
  --accent-3: #f5f3ec;        /* pearl white */
  --accent-4: #008767;        /* deep emerald */
  --onyx-1: rgba(0, 179, 136, 0.20);
  --onyx-2: rgba(212, 175, 122, 0.18);
  --onyx-3: rgba(245, 243, 236, 0.06);

  /* State */
  --positive: #00b388;
  --negative: #c97464;
  --warning: #d4af7a;

  /* Effects — minimal, structural */
  --shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.50);
  --shadow-md: 0 8px 24px rgba(0, 0, 0, 0.55), 0 16px 40px rgba(0, 0, 0, 0.30);
  --shadow-lg: 0 18px 36px rgba(0, 0, 0, 0.60), 0 32px 64px rgba(0, 0, 0, 0.40);
  --shadow-glow: 0 0 0 1px var(--accent-2), 0 0 28px rgba(212, 175, 122, 0.22);

  /* Radii — sharp, art deco prefers angular */
  --radius-sm: 0;
  --radius: 2px;
  --radius-lg: 4px;
  --radius-xl: 6px;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);

  /* Layout */
  --container: 1200px;
  --gap: 32px;

  /* Display stack — deco prefers Cinzel/Cormorant uppercase */
  --serif: 'Cinzel', 'Cormorant Garamond', Georgia, serif;
  --serif-text: 'Cormorant Garamond', Georgia, serif;
}

* { box-sizing: border-box; }

html, body {
  margin: 0;
  padding: 0;
  font-family: 'Manrope', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  font-size: 16px;
  line-height: 1.65;
  color: var(--text-1);
  background: var(--bg-base);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

a { color: var(--text-1); text-decoration: none; transition: color 200ms var(--ease); }
a:hover { color: var(--accent-2); }

img, svg { max-width: 100%; display: block; }
button { font-family: inherit; cursor: pointer; }
p { margin: 0 0 1em; }

h1, h2, h3, h4, h5 {
  margin: 0 0 0.5em;
  line-height: 1.16;
  letter-spacing: 0.04em;
  font-weight: 500;
  color: var(--text-1);
  font-family: var(--serif);
  text-transform: uppercase;
}
h1 { font-size: clamp(2.4rem, 5.4vw, 3.8rem); font-weight: 600; letter-spacing: 0.05em; }
h2 { font-size: clamp(1.6rem, 3.2vw, 2.4rem); }
h3 { font-size: 1.05rem; letter-spacing: 0.08em; }

em {
  font-style: italic;
  background: linear-gradient(120deg, var(--accent-2) 0%, var(--accent) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  color: transparent;
  text-transform: none;
}

/* ---------- Art deco background ---------- */
.aurora {
  position: fixed;
  inset: 0;
  pointer-events: none;
  z-index: 0;
  overflow: hidden;
}
.aurora::before {
  /* faint chevron pattern */
  content: "";
  position: absolute;
  inset: 0;
  background:
    repeating-linear-gradient(45deg,
      transparent 0,
      transparent 60px,
      rgba(212, 175, 122, 0.018) 60px,
      rgba(212, 175, 122, 0.018) 61px),
    repeating-linear-gradient(-45deg,
      transparent 0,
      transparent 60px,
      rgba(212, 175, 122, 0.018) 60px,
      rgba(212, 175, 122, 0.018) 61px);
  pointer-events: none;
}
.aurora__layer {
  position: absolute;
  filter: blur(120px);
  opacity: 0.35;
  border-radius: 50%;
}
.aurora__layer--1 {
  top: -20vh;
  left: -10vw;
  width: 55vw;
  height: 55vw;
  background: radial-gradient(circle, var(--onyx-1) 0%, transparent 70%);
  animation: onyx-drift-1 36s ease-in-out infinite alternate;
}
.aurora__layer--2 {
  bottom: -25vh;
  right: -10vw;
  width: 65vw;
  height: 65vw;
  background: radial-gradient(circle, var(--onyx-2) 0%, transparent 70%);
  animation: onyx-drift-2 42s ease-in-out infinite alternate;
}
.aurora__layer--3 { display: none; }
@keyframes onyx-drift-1 { to { transform: translate(4vw, 3vh); } }
@keyframes onyx-drift-2 { to { transform: translate(-4vw, -3vh); } }
@media (prefers-reduced-motion: reduce) { .aurora__layer { animation: none; } }

/* ---------- Layout ---------- */
.wrap { position: relative; z-index: 1; }
.container { max-width: var(--container); margin: 0 auto; padding: 0 var(--gap); }
main { padding: 80px 0 100px; }

/* ---------- Header ---------- */
header {
  position: sticky;
  top: 0;
  z-index: 50;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 18px max(20px, calc((100vw - var(--container)) / 2 + 32px));
  background: rgba(10, 10, 12, 0.88);
  backdrop-filter: saturate(160%) blur(14px);
  -webkit-backdrop-filter: saturate(160%) blur(14px);
  border-bottom: 1px solid var(--accent-2);
  position: relative;
}
header::after {
  /* deco double-line */
  content: "";
  position: absolute;
  bottom: -4px;
  left: 0;
  right: 0;
  height: 1px;
  background: var(--accent-2);
  opacity: 0.4;
}
.logo-link {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  font-weight: 600;
  letter-spacing: 0.18em;
  font-size: 1.05rem;
  color: var(--accent-3);
  font-family: var(--serif);
  text-transform: uppercase;
}
.logo-mark {
  display: inline-grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border-radius: 0;
  background: transparent;
  color: var(--accent-2);
  font-weight: 600;
  font-family: var(--serif);
  font-size: 1.15rem;
  border: 1px solid var(--accent-2);
  position: relative;
}
.logo-mark::before {
  content: "";
  position: absolute;
  inset: 3px;
  border: 1px solid var(--accent-2);
  pointer-events: none;
}
.logo-img { height: 32px; width: auto; }

.site-nav { display: flex; gap: 32px; align-items: center; }
.site-nav a {
  position: relative;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--text-2);
  padding: 4px 0;
  letter-spacing: 0.20em;
  text-transform: uppercase;
}
.site-nav a:hover { color: var(--accent-2); }
.site-nav a[aria-current="page"] {
  color: var(--accent-2);
}
.site-nav a[aria-current="page"]::after {
  content: "";
  position: absolute;
  left: 50%;
  bottom: -3px;
  transform: translateX(-50%);
  width: 24px;
  height: 1px;
  background: var(--accent-2);
}
.header-right { display: flex; align-items: center; gap: 14px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 14px 30px;
  border-radius: 0;
  font-weight: 600;
  font-size: 0.78rem;
  border: 1px solid transparent;
  transition: all 200ms var(--ease);
  cursor: pointer;
  white-space: nowrap;
  letter-spacing: 0.20em;
  text-transform: uppercase;
  position: relative;
}
.btn-primary {
  background: var(--accent-2);
  color: var(--text-on-accent);
  border-color: var(--accent-2);
}
.btn-primary::before {
  content: "";
  position: absolute;
  inset: 4px;
  border: 1px solid rgba(10, 10, 12, 0.25);
  pointer-events: none;
}
.btn-primary:hover {
  color: var(--text-on-accent);
  background: var(--accent-3);
  border-color: var(--accent-3);
}
.btn-ghost {
  background: transparent;
  color: var(--accent-2);
  border-color: var(--accent-2);
}
.btn-ghost:hover {
  background: var(--accent-2);
  color: var(--text-on-accent);
  border-color: var(--accent-2);
}

/* ---------- Lang dropdown ---------- */
.lang-dropdown { position: relative; }
.lang-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  border-radius: 0;
  background: transparent;
  border: 1px solid var(--border-strong);
  font-size: 0.78rem;
  color: var(--text-2);
  font-family: inherit;
  transition: all 180ms var(--ease);
  text-transform: uppercase;
  letter-spacing: 0.10em;
  font-weight: 600;
}
.lang-btn:hover { border-color: var(--accent-2); color: var(--accent-2); }
.lang-menu {
  position: absolute;
  top: calc(100% + 6px);
  right: 0;
  min-width: 200px;
  list-style: none;
  margin: 0;
  padding: 0;
  background: var(--bg-1);
  border: 1px solid var(--accent-2);
  border-radius: 0;
  display: none;
  z-index: 100;
  max-height: 60vh;
  overflow-y: auto;
}
.lang-menu.open { display: block; }
.lang-menu li { list-style: none; border-bottom: 1px solid var(--hairline); }
.lang-menu li:last-child { border-bottom: 0; }
.lang-menu a {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 14px;
  border-radius: 0;
  font-size: 0.84rem;
  color: var(--text-2);
}
.lang-menu a:hover { background: var(--bg-2); color: var(--accent-2); }
.lang-dropdown__option--active {
  color: var(--accent-2) !important;
  font-weight: 700;
}

/* ---------- Mobile nav ---------- */
.nav-toggle {
  display: none;
  width: 40px;
  height: 40px;
  border: 1px solid var(--accent-2);
  background: transparent;
  border-radius: 0;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 4px;
  padding: 0;
}
.nav-toggle__bar { display: block; width: 18px; height: 1px; background: var(--accent-2); }
.mobile-nav {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 200;
  background: rgba(10, 10, 12, 0.97);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  flex-direction: column;
}
.mobile-nav.is-open { display: flex; }
.mobile-nav__header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 20px;
  border-bottom: 1px solid var(--accent-2);
}
.mobile-nav__close {
  background: transparent;
  border: 1px solid var(--accent-2);
  border-radius: 0;
  width: 40px;
  height: 40px;
  display: grid;
  place-items: center;
  color: var(--accent-2);
}
.mobile-nav nav { display: flex; flex-direction: column; padding: 0; }
.mobile-nav nav a { padding: 22px 24px; font-size: 1rem; font-weight: 600; border-bottom: 1px solid var(--hairline); font-family: var(--serif); text-transform: uppercase; letter-spacing: 0.18em; }
.mobile-nav__cta { margin: 24px; }

@media (max-width: 960px) {
  .site-nav, .header-cta { display: none; }
  .nav-toggle { display: inline-flex; }
}
body.nav-open { overflow: hidden; }

/* ---------- Section primitives ---------- */
.section-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 14px;
  padding: 0;
  font-size: 0.74rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.32em;
  color: var(--accent-2);
  font-family: var(--serif);
}
.section-eyebrow::before {
  content: "";
  width: 36px;
  height: 1px;
  background: var(--accent-2);
}
.section-eyebrow::after {
  content: "";
  width: 36px;
  height: 1px;
  background: var(--accent-2);
}
.section-h { margin: 18px 0 14px; font-size: clamp(1.7rem, 3.4vw, 2.6rem); }
.section-sub { font-size: 1.08rem; color: var(--text-2); max-width: 720px; line-height: 1.7; font-family: var(--serif-text); font-style: italic; }

/* ---------- Hero ---------- */
.hero {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 64px;
  align-items: center;
  padding: 56px 0 80px;
  border-bottom: 1px solid var(--accent-2);
  position: relative;
}
.hero::after {
  /* deco hairline below border */
  content: "";
  position: absolute;
  bottom: -6px;
  left: 0;
  right: 0;
  height: 1px;
  background: var(--accent-2);
  opacity: 0.4;
}
@media (max-width: 880px) {
  .hero { grid-template-columns: 1fr; gap: 32px; padding: 32px 0 56px; }
}
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; margin-top: 36px; }
.hero-trust {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  margin-top: 40px;
  font-size: 0.78rem;
  color: var(--text-2);
  letter-spacing: 0.16em;
  text-transform: uppercase;
  font-weight: 600;
}
.hero-trust span { display: inline-flex; align-items: center; gap: 8px; }
.hero-trust span::before {
  content: "◆";
  color: var(--accent-2);
  font-size: 0.7em;
}

/* Card — engraved frame */
.glass-card {
  position: relative;
  padding: 36px;
  border-radius: 0;
  background: var(--bg-1);
  border: 1px solid var(--accent-2);
  box-shadow: var(--shadow-lg);
}
.glass-card::before {
  /* inner deco frame */
  content: "";
  position: absolute;
  inset: 6px;
  border: 1px solid var(--accent-2);
  opacity: 0.4;
  pointer-events: none;
}
.glass-card::after {
  /* corner ornaments */
  content: "◆";
  position: absolute;
  top: 12px;
  right: 22px;
  color: var(--accent-2);
  font-size: 0.85rem;
  opacity: 0.65;
}
.portfolio-card .ledger-topline {
  display: flex;
  justify-content: space-between;
  font-size: 0.7rem;
  color: var(--text-3);
  margin-bottom: 8px;
  letter-spacing: 0.20em;
  text-transform: uppercase;
  font-weight: 600;
  border-bottom: 1px solid var(--hairline);
  padding-bottom: 10px;
}
.portfolio-card .ledger-total {
  font-size: 2.6rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  margin-bottom: 16px;
  font-family: var(--serif);
  color: var(--accent-2);
  text-transform: uppercase;
}
.portfolio-card .ledger-chart {
  width: 100%;
  height: 110px;
  display: block;
  fill: none;
  stroke: var(--accent);
  stroke-width: 1.5;
}
.portfolio-card .ledger-chart .chart-fill {
  fill: url(#aurora-grad);
  stroke: none;
}
.portfolio-assets { display: grid; gap: 0; margin-top: 20px; border-top: 1px solid var(--hairline); }
.asset-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 12px 4px;
  background: transparent;
  border-radius: 0;
  border-bottom: 1px solid var(--hairline);
  font-size: 0.88rem;
}
.asset-row:last-child { border-bottom: 0; }
.asset-name { font-weight: 600; color: var(--accent-2); letter-spacing: 0.06em; text-transform: uppercase; font-size: 0.82rem; }
.asset-symbol { font-size: 0.7rem; color: var(--text-3); text-transform: uppercase; letter-spacing: 0.10em; }
.asset-price { font-weight: 600; color: var(--text-1); font-family: var(--serif); font-size: 1rem; }
.asset-pct.up { color: var(--accent); font-size: 0.78rem; font-weight: 700; letter-spacing: 0.04em; }
.asset-pct.down { color: var(--negative); font-size: 0.78rem; font-weight: 700; letter-spacing: 0.04em; }

/* ---------- Ticker ---------- */
.ticker-strip {
  margin: 56px 0;
  padding: 14px 0;
  background: var(--bg-1);
  border-block: 1px solid var(--accent-2);
  overflow: hidden;
  position: relative;
  font-size: 0.82rem;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.ticker-track {
  display: flex;
  gap: 36px;
  animation: ticker 50s linear infinite;
  white-space: nowrap;
  width: max-content;
}
.ticker-item { display: inline-flex; align-items: center; gap: 12px; color: var(--text-2); font-weight: 600; }
.ticker-item__name { font-weight: 700; color: var(--accent-2); letter-spacing: 0.10em; }
.ticker-item__chg.up { color: var(--accent); }
.ticker-item__chg.down { color: var(--negative); }
.ticker-dot { width: 4px; height: 4px; background: var(--accent-2); transform: rotate(45deg); }
@keyframes ticker { to { transform: translateX(-50%); } }
@media (prefers-reduced-motion: reduce) { .ticker-track { animation: none; } }

/* ---------- Stats ---------- */
.stats-section { padding: 36px 0; }
.stats-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 0;
  border: 1px solid var(--accent-2);
  background: var(--bg-1);
}
.stat-item {
  padding: 36px 28px;
  background: var(--bg-1);
  text-align: center;
  position: relative;
  border-right: 1px solid var(--hairline);
}
.stat-item:last-child { border-right: 0; }
.stat-item::before {
  /* deco diamond */
  content: "◆";
  position: absolute;
  top: 14px;
  left: 50%;
  transform: translateX(-50%);
  color: var(--accent-2);
  font-size: 0.7rem;
}
.stat-num {
  font-size: 2.6rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  font-family: var(--serif);
  color: var(--accent-2);
  margin-top: 22px;
  text-transform: uppercase;
}
.stat-lbl {
  margin-top: 10px;
  color: var(--text-2);
  font-size: 0.74rem;
  text-transform: uppercase;
  letter-spacing: 0.18em;
  font-weight: 600;
}

/* ---------- Features ---------- */
.features-section { padding: 96px 0; }
.features-header { text-align: center; margin-bottom: 64px; }
.features-header .section-sub { margin: 16px auto 0; }
.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 0;
  border: 1px solid var(--accent-2);
}
.feature-cell {
  padding: 40px 32px;
  background: var(--bg-1);
  border-right: 1px solid var(--hairline);
  border-bottom: 1px solid var(--hairline);
  position: relative;
  transition: background 240ms var(--ease);
}
.feature-cell:hover { background: var(--bg-2); }
.feature-icon {
  width: 56px;
  height: 56px;
  display: grid;
  place-items: center;
  background: transparent;
  color: var(--accent-2);
  margin-bottom: 24px;
  border: 1px solid var(--accent-2);
  border-radius: 0;
  position: relative;
}
.feature-icon::before {
  content: "";
  position: absolute;
  inset: 4px;
  border: 1px solid var(--accent-2);
  opacity: 0.4;
}
.feature-icon.indigo { color: var(--accent); border-color: var(--accent); }
.feature-icon.indigo::before { border-color: var(--accent); }
.feature-title { font-size: 1rem; font-weight: 600; margin-bottom: 12px; font-family: var(--serif); color: var(--accent-2); text-transform: uppercase; letter-spacing: 0.10em; }
.feature-desc { color: var(--text-2); font-size: 0.96rem; line-height: 1.7; font-family: var(--serif-text); font-style: italic; }

/* ---------- Brief ---------- */
.brief-section { padding: 96px 0; }
.brief-board {
  padding: 56px;
  border-radius: 0;
  background: var(--bg-1);
  border: 1px solid var(--accent-2);
  position: relative;
}
.brief-board::before {
  content: "";
  position: absolute;
  inset: 8px;
  border: 1px solid var(--accent-2);
  opacity: 0.35;
  pointer-events: none;
}
.brief-head { text-align: center; margin-bottom: 40px; position: relative; }
.brief-head .section-sub { margin: 12px auto 0; }
.brief-table {
  display: grid;
  border: 1px solid var(--accent-2);
  border-radius: 0;
  overflow: hidden;
  margin-bottom: 36px;
  background: var(--bg-base);
  font-size: 0.92rem;
}
.brief-row {
  display: grid;
  grid-template-columns: 1.4fr 2fr 1fr;
  gap: 18px;
  padding: 14px 22px;
  border-bottom: 1px solid var(--hairline);
  align-items: center;
}
.brief-row:last-child { border-bottom: 0; }
.brief-row--head {
  background: var(--bg-2);
  color: var(--accent-2);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.18em;
  font-size: 0.74rem;
  font-family: var(--serif);
  border-bottom: 1px solid var(--accent-2);
}
.brief-row strong { color: var(--accent); font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase; font-size: 0.86rem; }
.brief-stack {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 0;
  border: 1px solid var(--accent-2);
}
.brief-stack__item {
  padding: 28px;
  background: var(--bg-base);
  border-right: 1px solid var(--hairline);
  position: relative;
}
.brief-stack__item:last-child { border-right: 0; }
.brief-stack__item span {
  display: inline-block;
  font-size: 2.2rem;
  font-weight: 600;
  font-family: var(--serif);
  color: var(--accent-2);
  margin-bottom: 14px;
  letter-spacing: 0.04em;
  line-height: 1;
}
.brief-stack__item strong { display: block; font-size: 1rem; margin-bottom: 8px; color: var(--accent-2); font-family: var(--serif); font-weight: 600; text-transform: uppercase; letter-spacing: 0.10em; }
.brief-stack__item p { font-size: 0.94rem; color: var(--text-2); margin: 0; line-height: 1.65; font-family: var(--serif-text); font-style: italic; }
.brief-cta { margin-top: 36px; display: inline-flex; }

@media (max-width: 720px) {
  .brief-row { grid-template-columns: 1fr; gap: 4px; }
  .brief-row--head { display: none; }
  .brief-stack { grid-template-columns: 1fr; }
  .brief-stack__item { border-right: 0; border-bottom: 1px solid var(--hairline); }
}

/* ---------- Proof / testimonials ---------- */
.proof-section { padding: 96px 0; text-align: center; }
.proof-section .section-sub { margin: 0 auto; }
.logos-strip {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 0;
  margin: 48px 0 64px;
  border-top: 1px solid var(--accent-2);
  border-bottom: 1px solid var(--accent-2);
  padding: 22px 0;
}
.logo-pill {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 10px 22px;
  background: transparent;
  border: 0;
  font-size: 0.82rem;
  color: var(--accent-2);
  font-weight: 600;
  font-family: var(--serif);
  letter-spacing: 0.18em;
  text-transform: uppercase;
}
.logo-pill svg { color: var(--accent-2); }
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 0;
  border: 1px solid var(--accent-2);
  text-align: left;
}
.testimonial-card {
  padding: 36px;
  background: var(--bg-1);
  border-right: 1px solid var(--hairline);
  border-bottom: 1px solid var(--hairline);
  position: relative;
}
.testimonial-card::before {
  content: "❝";
  position: absolute;
  top: 4px;
  left: 24px;
  font-size: 4.5rem;
  font-family: var(--serif);
  color: var(--accent-2);
  opacity: 0.30;
  line-height: 1;
}
.stars { display: inline-flex; gap: 2px; margin-bottom: 16px; color: var(--accent-2); margin-top: 24px; }
.star { width: 14px; height: 14px; }
.testimonial-text {
  color: var(--text-1);
  font-size: 1.05rem;
  line-height: 1.7;
  margin-bottom: 24px;
  font-style: italic;
  font-family: var(--serif-text);
  font-weight: 400;
}
.testimonial-author { display: flex; align-items: center; gap: 14px; padding-top: 18px; border-top: 1px solid var(--hairline); }
.author-avatar {
  width: 42px;
  height: 42px;
  border-radius: 0;
  display: grid;
  place-items: center;
  color: var(--text-on-accent);
  font-weight: 600;
  font-size: 0.86rem;
  font-family: var(--serif);
  background: var(--accent-2);
}
.author-name { font-weight: 600; font-size: 0.86rem; color: var(--accent-2); text-transform: uppercase; letter-spacing: 0.14em; }
.author-role { font-size: 0.78rem; color: var(--text-3); font-style: italic; font-family: var(--serif-text); }

/* ---------- How it works ---------- */
.how-section { padding: 96px 0; text-align: center; }
.how-section .section-sub { margin: 0 auto; }
.how-steps {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 0;
  margin-top: 56px;
  border: 1px solid var(--accent-2);
  text-align: left;
}
.how-step {
  padding: 40px 32px;
  background: var(--bg-1);
  border-right: 1px solid var(--hairline);
  position: relative;
}
.how-step:last-child { border-right: 0; }
.how-step__num {
  font-size: 3rem;
  font-weight: 600;
  font-family: var(--serif);
  color: var(--accent-2);
  margin-bottom: 18px;
  display: inline-block;
  line-height: 1;
  border-bottom: 1px solid var(--accent-2);
  padding-bottom: 6px;
  letter-spacing: 0.04em;
}
.how-step__title { font-size: 1rem; font-weight: 600; margin-bottom: 10px; color: var(--accent-2); text-transform: uppercase; letter-spacing: 0.12em; font-family: var(--serif); }
.how-step__desc { color: var(--text-2); font-size: 0.96rem; line-height: 1.65; margin: 0; font-family: var(--serif-text); font-style: italic; }
.how-connector { display: none; }
@media (max-width: 880px) {
  .how-steps { grid-template-columns: 1fr; }
  .how-step { border-right: 0; border-bottom: 1px solid var(--hairline); }
  .how-step:last-child { border-bottom: 0; }
}

/* ---------- Calculator ---------- */
.calc-section { padding: 96px 0; }
.calc-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  background: var(--bg-1);
  border: 1px solid var(--accent-2);
  position: relative;
}
.calc-inner > .calc-controls {
  padding: 56px;
  border-right: 1px solid var(--hairline);
}
.calc-inner > .calc-results {
  padding: 56px;
  background: var(--bg-base);
  border-left: 1px solid var(--hairline);
}
@media (max-width: 880px) {
  .calc-inner { grid-template-columns: 1fr; }
  .calc-inner > .calc-controls { padding: 32px; border-right: 0; border-bottom: 1px solid var(--hairline); }
  .calc-inner > .calc-results { padding: 32px; border-left: 0; }
}
.calc-controls .section-eyebrow { margin-bottom: 14px; }
.range-group { margin-bottom: 28px; }
.range-label {
  display: flex;
  justify-content: space-between;
  font-weight: 600;
  font-size: 0.78rem;
  margin-bottom: 12px;
  color: var(--text-2);
  text-transform: uppercase;
  letter-spacing: 0.16em;
}
.range-val {
  font-variant-numeric: tabular-nums;
  color: var(--accent-2);
  font-weight: 600;
  font-family: var(--serif);
  font-size: 1.05rem;
  letter-spacing: 0.02em;
}
input[type=range] {
  width: 100%;
  appearance: none;
  -webkit-appearance: none;
  height: 1px;
  border-radius: 0;
  background: var(--accent-2);
  outline: none;
}
input[type=range]::-webkit-slider-thumb {
  appearance: none;
  -webkit-appearance: none;
  width: 16px;
  height: 16px;
  border-radius: 0;
  background: var(--accent-2);
  border: 0;
  cursor: pointer;
  transform: rotate(45deg);
}
input[type=range]::-moz-range-thumb {
  width: 16px;
  height: 16px;
  border-radius: 0;
  background: var(--accent-2);
  border: 0;
  cursor: pointer;
  transform: rotate(45deg);
}
.calc-result-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 18px 0;
  border-bottom: 1px solid var(--hairline);
}
.calc-result-row.highlight { border-bottom: 0; margin-top: 16px; padding-bottom: 24px; padding-top: 22px; border-top: 1px solid var(--accent-2); }
.calc-result-label { color: var(--text-3); font-size: 0.78rem; text-transform: uppercase; letter-spacing: 0.14em; font-weight: 600; }
.calc-result-val { font-size: 1.6rem; font-weight: 600; letter-spacing: 0.02em; color: var(--text-1); font-family: var(--serif); text-transform: uppercase; }
.calc-result-row.highlight .calc-result-val {
  font-size: 2.4rem;
  color: var(--accent-2);
}
.calc-pct-badge {
  display: inline-block;
  padding: 4px 14px;
  border-radius: 0;
  background: transparent;
  color: var(--accent);
  font-size: 0.74rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.18em;
  border: 1px solid var(--accent);
}

/* ---------- Lead form ---------- */
.contact-section { padding: 96px 0; }
.contact-inner {
  max-width: 760px;
  margin: 0 auto;
  padding: 56px;
  background: var(--bg-1);
  border: 1px solid var(--accent-2);
  text-align: center;
  position: relative;
}
.contact-inner::before {
  /* inner deco frame */
  content: "";
  position: absolute;
  inset: 8px;
  border: 1px solid var(--accent-2);
  opacity: 0.35;
  pointer-events: none;
}
.contact-inner > .section-eyebrow { margin-bottom: 14px; }
.contact-inner .section-sub { margin: 12px auto 36px; }
.contact-form { text-align: left; position: relative; }
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 16px;
}
@media (max-width: 600px) { .form-row { grid-template-columns: 1fr; } }
.form-field { margin-bottom: 18px; }
.form-label {
  display: block;
  font-size: 0.74rem;
  font-weight: 600;
  margin-bottom: 8px;
  color: var(--accent-2);
  text-transform: uppercase;
  letter-spacing: 0.18em;
}
.rf-form-input {
  width: 100%;
  padding: 14px 16px;
  border-radius: 0;
  border: 1px solid var(--border-strong);
  background: var(--bg-base);
  font-family: inherit;
  font-size: 0.96rem;
  color: var(--text-1);
  transition: all 180ms var(--ease);
}
.rf-form-input::placeholder { color: var(--text-3); }
.rf-form-input:focus {
  outline: none;
  border-color: var(--accent-2);
  background: var(--bg-1);
}
.has-error .rf-form-input { border-color: var(--negative); }
.has-error .err { display: block; }
.err {
  display: none;
  margin-top: 8px;
  color: var(--negative);
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.10em;
  font-weight: 600;
}
.iti-wrap .iti, .iti-wrap .iti--allow-dropdown { width: 100%; }
.form-submit { width: 100%; padding: 16px 22px; font-size: 0.82rem; margin-top: 8px; }
.form-note {
  font-size: 0.78rem;
  color: var(--text-3);
  text-align: center;
  margin-top: 20px;
  font-style: italic;
  font-family: var(--serif-text);
  line-height: 1.55;
}
.form-note a { color: var(--accent-2); text-decoration: underline; }
.form-preloader-orange { display: none; margin: 16px auto; }
.form-preloader-orange.hidden { display: none; }
.dot-spinner { display: flex; gap: 6px; justify-content: center; }
.dot-spinner .dot {
  width: 8px; height: 8px;
  background: var(--accent-2);
  animation: dot-bounce 1.2s infinite ease-in-out;
  border-radius: 0;
  transform: rotate(45deg);
}
.dot-spinner .dot:nth-child(2) { animation-delay: 0.2s; }
.dot-spinner .dot:nth-child(3) { animation-delay: 0.4s; }
@keyframes dot-bounce { 0%, 80%, 100% { opacity: 0.3; } 40% { opacity: 1; } }
.form_error { color: var(--negative); font-size: 0.86rem; margin-bottom: 12px; font-weight: 600; }

/* ---------- FAQ ---------- */
.faq-section { padding: 96px 0; text-align: center; }
.faq {
  max-width: 800px;
  margin: 56px auto 0;
  text-align: left;
  border-top: 1px solid var(--accent-2);
}
.faq-item {
  padding: 0;
  background: transparent;
  border-bottom: 1px solid var(--hairline);
  transition: background 200ms var(--ease);
}
.faq-item[open] { background: var(--bg-1); }
.faq-item summary {
  cursor: pointer;
  list-style: none;
  padding: 22px 24px;
  font-weight: 600;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  font-family: var(--serif);
  font-size: 1rem;
  color: var(--accent-2);
  text-transform: uppercase;
  letter-spacing: 0.10em;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "◆";
  font-size: 0.85rem;
  color: var(--accent-2);
  transition: transform 240ms var(--ease);
}
.faq-item[open] summary::after { transform: rotate(45deg); color: var(--accent); }
.faq-item__body {
  padding: 0 24px 24px;
  color: var(--text-2);
  font-size: 1rem;
  line-height: 1.7;
  font-family: var(--serif-text);
  font-style: italic;
}

/* ---------- About ---------- */
.page-hero { text-align: center; padding: 32px 0 64px; border-bottom: 1px solid var(--accent-2); margin-bottom: 56px; }
.page-hero .section-sub { margin: 16px auto 0; }
.about-grid {
  display: grid;
  grid-template-columns: 1.3fr 0.7fr;
  gap: 56px;
  margin-bottom: 80px;
}
@media (max-width: 880px) { .about-grid { grid-template-columns: 1fr; } }
.about-text h2 {
  margin-top: 40px;
  font-family: var(--serif);
  color: var(--accent-2);
  border-bottom: 1px solid var(--accent-2);
  padding-bottom: 12px;
}
.about-text h2:first-child { margin-top: 0; }
.about-text p { color: var(--text-2); font-family: var(--serif-text); font-size: 1.04rem; line-height: 1.7; }
.about-stats { display: grid; gap: 0; align-content: start; border: 1px solid var(--accent-2); }
.about-stat-card {
  padding: 28px;
  background: var(--bg-1);
  border-bottom: 1px solid var(--hairline);
}
.about-stat-card:last-child { border-bottom: 0; }
.about-stat-card .big-num {
  font-size: 2rem;
  font-weight: 600;
  color: var(--accent-2);
  font-family: var(--serif);
  letter-spacing: 0.02em;
  text-transform: uppercase;
}
.about-stat-card .lbl {
  margin-top: 6px;
  font-size: 0.74rem;
  color: var(--text-2);
  text-transform: uppercase;
  letter-spacing: 0.16em;
  font-weight: 600;
}

/* ---------- Plans ---------- */
.plans-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 0;
  padding-bottom: 56px;
  border: 1px solid var(--accent-2);
  background: var(--bg-1);
}
.plan-card {
  position: relative;
  padding: 44px 36px 40px;
  background: var(--bg-1);
  border-right: 1px solid var(--hairline);
  display: flex;
  flex-direction: column;
}
.plan-card:last-child { border-right: 0; }
.plan-card.featured {
  background: var(--bg-base);
  border-top: 4px solid var(--accent-2);
  padding-top: 40px;
}
.plan-badge {
  position: absolute;
  top: 0;
  right: 0;
  padding: 6px 14px;
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.18em;
  font-weight: 600;
  background: var(--accent-2);
  color: var(--text-on-accent);
  font-family: var(--serif);
}
.plan-name {
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.30em;
  font-weight: 600;
  color: var(--accent-2);
  margin-bottom: 18px;
  font-family: var(--serif);
}
.plan-price {
  font-size: 3rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  margin-bottom: 8px;
  color: var(--text-1);
  font-family: var(--serif);
  text-transform: uppercase;
  border-bottom: 1px solid var(--accent-2);
  padding-bottom: 14px;
}
.plan-price span { font-size: 0.78rem; font-weight: 500; color: var(--text-3); margin-left: 4px; text-transform: uppercase; letter-spacing: 0.10em; font-family: 'Manrope', sans-serif; }
.plan-features { list-style: none; margin: 28px 0; padding: 0; display: grid; gap: 12px; }
.plan-feature {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 0.96rem;
  color: var(--text-2);
  font-family: var(--serif-text);
  font-style: italic;
}
.plan-feature::before {
  content: "◆";
  color: var(--accent-2);
  font-weight: 700;
  flex-shrink: 0;
  font-size: 0.7rem;
  margin-top: 7px;
  font-style: normal;
}
.plan-cta { margin-top: auto; }

@media (max-width: 880px) {
  .plans-grid { grid-template-columns: 1fr; }
  .plan-card { border-right: 0; border-bottom: 1px solid var(--hairline); }
}

/* ---------- Documents ---------- */
.docs-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 0;
  border: 1px solid var(--accent-2);
}
.doc-card {
  padding: 36px;
  background: var(--bg-1);
  border-right: 1px solid var(--hairline);
  border-bottom: 1px solid var(--hairline);
  display: block;
  color: var(--text-1);
  transition: background 240ms var(--ease);
}
.doc-card:hover { color: var(--text-1); background: var(--bg-2); }
.doc-card:hover .doc-card__icon { background: var(--accent-2); color: var(--text-on-accent); border-color: var(--accent-2); }
.doc-card__icon {
  width: 52px;
  height: 52px;
  background: transparent;
  border: 1px solid var(--accent-2);
  color: var(--accent-2);
  display: grid;
  place-items: center;
  margin-bottom: 22px;
  border-radius: 0;
  position: relative;
  transition: all 240ms var(--ease);
}
.doc-card__icon::before {
  content: "";
  position: absolute;
  inset: 4px;
  border: 1px solid currentColor;
  opacity: 0.4;
  pointer-events: none;
}
.doc-card__title { font-size: 1rem; font-weight: 600; margin-bottom: 8px; font-family: var(--serif); color: var(--accent-2); text-transform: uppercase; letter-spacing: 0.10em; }
.doc-card__desc { color: var(--text-2); font-size: 0.96rem; line-height: 1.6; font-family: var(--serif-text); font-style: italic; }

/* ---------- Risk ---------- */
.risk-section { display: grid; gap: 40px; }
.risk-cards {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 0;
  border: 1px solid var(--accent-2);
}
.risk-card {
  padding: 32px;
  background: var(--bg-1);
  border-right: 1px solid var(--hairline);
  border-bottom: 1px solid var(--hairline);
  border-top: 3px solid var(--negative);
}
.risk-card h3 { margin-bottom: 10px; color: var(--accent-2); font-family: var(--serif); text-transform: uppercase; letter-spacing: 0.10em; font-size: 0.92rem; }
.risk-card p { color: var(--text-2); font-size: 0.96rem; margin: 0; line-height: 1.65; font-family: var(--serif-text); font-style: italic; }
.risk-body {
  padding: 40px;
  background: var(--bg-1);
  border: 1px solid var(--accent-2);
  color: var(--text-2);
  font-family: var(--serif-text);
  font-size: 1rem;
  line-height: 1.75;
}
.risk-body h2, .risk-body h3 { color: var(--accent-2); margin-top: 1.4em; font-family: var(--serif); text-transform: uppercase; letter-spacing: 0.06em; }
.risk-body h2:first-child, .risk-body h3:first-child { margin-top: 0; }

/* ---------- Articles ---------- */
.articles-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 28px;
}
.article-card {
  background: var(--bg-1);
  border: 1px solid var(--accent-2);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: background 240ms var(--ease);
  color: var(--text-1);
}
.article-card:hover { background: var(--bg-2); color: var(--text-1); }
.article-card__img { width: 100%; aspect-ratio: 16/9; object-fit: cover; }
.article-card__img-placeholder {
  width: 100%;
  aspect-ratio: 16/9;
  background:
    repeating-linear-gradient(45deg, var(--bg-base) 0, var(--bg-base) 8px, var(--bg-2) 8px, var(--bg-2) 16px);
  display: grid;
  place-items: center;
  font-size: 2rem;
  color: var(--accent-2);
}
.article-card__body { padding: 28px; display: flex; flex-direction: column; gap: 10px; flex: 1; border-top: 1px solid var(--accent-2); }
.article-card__date { font-size: 0.74rem; color: var(--text-3); text-transform: uppercase; letter-spacing: 0.16em; font-weight: 600; }
.article-card__title { font-weight: 600; font-size: 1.1rem; line-height: 1.3; color: var(--accent-2); font-family: var(--serif); text-transform: uppercase; letter-spacing: 0.06em; }
.article-card__preview { color: var(--text-2); font-size: 0.96rem; line-height: 1.6; font-family: var(--serif-text); font-style: italic; }
.article-card__more {
  margin-top: auto;
  font-size: 0.74rem;
  font-weight: 600;
  color: var(--accent);
  text-transform: uppercase;
  letter-spacing: 0.20em;
}

/* ---------- Article single ---------- */
.article-hero {
  padding: 40px 0 56px;
  text-align: center;
  max-width: 780px;
  margin: 0 auto 56px;
  border-bottom: 1px solid var(--accent-2);
}
.article-body {
  max-width: 740px;
  margin: 0 auto 96px;
  padding: 0 var(--gap);
  color: var(--text-1);
  font-size: 1.06rem;
  line-height: 1.8;
  font-family: var(--serif-text);
}
.article-body p { margin: 0 0 1.3em; color: var(--text-2); }
.article-body h2, .article-body h3 { color: var(--accent-2); font-family: var(--serif); text-transform: uppercase; letter-spacing: 0.06em; }

/* ---------- Thank you ---------- */
.thank-you-section { padding: 120px 0; display: grid; place-items: center; }
.thank-you-card {
  max-width: 560px;
  padding: 72px 56px 56px;
  background: var(--bg-1);
  border: 1px solid var(--accent-2);
  text-align: center;
  position: relative;
}
.thank-you-card::before {
  content: "";
  position: absolute;
  inset: 8px;
  border: 1px solid var(--accent-2);
  opacity: 0.4;
  pointer-events: none;
}
.thank-you-icon {
  width: 80px;
  height: 80px;
  border-radius: 0;
  background: transparent;
  color: var(--accent-2);
  display: grid;
  place-items: center;
  margin: 0 auto 32px;
  border: 1px solid var(--accent-2);
  position: relative;
}
.thank-you-icon::after {
  content: "";
  position: absolute;
  inset: 5px;
  border: 1px solid var(--accent-2);
  opacity: 0.5;
}
.thank-you-card h1 { margin-bottom: 16px; }
.thank-you-card p { color: var(--text-2); margin-bottom: 32px; font-family: var(--serif-text); font-style: italic; line-height: 1.7; }

/* ---------- Footer ---------- */
.site-footer {
  padding: 56px 0 40px;
  margin-top: 48px;
  background: var(--bg-1);
  border-top: 1px solid var(--accent-2);
  position: relative;
}
.site-footer::before {
  content: "◆";
  position: absolute;
  top: -10px;
  left: 50%;
  transform: translateX(-50%);
  color: var(--accent-2);
  background: var(--bg-1);
  padding: 0 14px;
  font-size: 0.85rem;
}
.footer-inner { display: flex; flex-direction: column; gap: 18px; align-items: center; text-align: center; }
.footer-links { display: flex; flex-wrap: wrap; gap: 28px; justify-content: center; }
.footer-links a {
  font-size: 0.74rem;
  color: var(--text-2);
  text-transform: uppercase;
  letter-spacing: 0.20em;
  font-weight: 600;
  font-family: var(--serif);
}
.footer-links a:hover { color: var(--accent-2); }
.footer-copy { margin: 0; font-size: 0.82rem; color: var(--text-3); max-width: 720px; line-height: 1.6; font-style: italic; font-family: var(--serif-text); }
